Funding solutions, tailored to suit your business’ needs

Following a career in banking and lending, Merwe Scholtz and Suzaan Loots founded Capfin in 2010 to capitalise on a growing inability of banks to service personal lending markets. Having grown Capfin to maturity, they started Genfin to provide businesses with a real and professional alternative to bank lending.

At Genfin, we share the desire to see thriving businesses grow. Our commitment to quick business assessments and sensible decisions make us the perfect funding partner for your business.

Clients can count on Genfin working with them to find the right solution for their business funding needs.

Key elements that distinguish us from banks and other lending companies:

We understand businesses and look at your business as owners, not bankers. Red tape, credit committees and endless paper trails fail to value your business prospects and needs. Therefore, we evaluate the important business metrics before deciding on a client’s funding request.

We realise that time matters and commit to paying out your loan within 3 days of receiving your application.

We believe in simplicity. Through our uncomplicated digital application process, we complete your application in one day.

We provide a funding solution that is fast, cost effective and flexible for your business needs.


  • We apply an annual interest rate of 35% on the reducing balance of your business loan.
  • We structure all repayments over 12 months and ensure that your repayment does not exceed 5% of turnover.
  • You can deposit additional capital at any point to reduce your interest charge and shorten the repayment period of your business loan.
  • You can access funds by redrawing additional repaid capital at any time.



Why Genfin?


  • A trading history of more than 12 months
  • An annual turnover of more than R1million

Complete this contact form and we will contact you to structure your funding solution.

EASY APPLICATION – We complete your application in one day

QUICK PAYOUT – We pay-out in 3 days

WE SAY YES MORE – We evaluate the important business metrics, in particular your cash flow, to approve your deal.

REASONABLE PRICE – Our annual interest rate of 35% on reducing balance is less than half of most of our competitors. There are no hidden or add-on costs.

AFFORDABLE REPAYMENT – We structure all deals with a maximum repayment of 5% of your turnover for 12  months

FLEXIBILITY – You can deposit additional capital at any point to reduce your term and interest charge and access repaid capital at any time.

Phone 087 6544 300

Physical address

Waterfront Terraces  | Unit 4&5 First Floor | 3 Waterfront Road |  Tygerwaterfront  | 7530

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