Why Choose Genfin?
Quick decisions. Transparent terms. Tailored support.
- Funding from R100,000 to R3,000,000
- Decision in as little as 24 hours
- No hidden fees or unnecessary admin
Get started in 30 seconds
Once completed, your loan application can start.
Do you qualify for funding?
Business
Your business must be a registered entity
History
You must have a trading history of 1+years
Turnover
You must have an average monthly turnover of R100 000 (or R200 000 if applying with only 6 months of statements).
Which option should you choose?
If your funding need is a once-off or project-based, the 6-month loan is usually the best fit. If you’re managing ongoing operations or planning ahead, the 12-month loan provides more flexibility and room to grow.
6-Month Loan
Perfect for fast-moving opportunities where your business needs capital quickly.
See Key Features
- Ideal for once-off projects, stock purchases or short-term cash-flow gaps
- Submit 6 months bank statements if monthly turnover is R200 000
- Submit 12 months of statements if monthly turnover is lower
12-Month Loan
Designed for businesses taking a longer-term view of growth or operational stability.
See Key Features
- Suitable for ongoing working capital or larger planned requirements
- Requires 12 months of bank statements
- Higher loan values available
- Best for spreading repayments over a longer horizon
Trusted by South African SMEs
We achieve a 4.9 out of 5 star rating on Google Reviews from our clients, with over 50% of our clients coming back to us to refinance or to access additional funding for their business growth.
“Excellent service. No unnecessary red tape. Great communication. Smooth process and money disbursed with lightning speed."
Michelle Thorne
Google Review
“Once again - fast and efficient. They clearly understand the needs of SME's needing financing - and fast!"
Adolf & Annemarie Joubert
Google Review
“Fantastic service and lightning-fast turnaround. Highly recommended!”
James M.
Google Review
“The personal support made all the difference. You don’t feel like just a number.”
Thandi R.
Google Review
Get in touch
Email Address
info@genfin.co.za