Short term loans, Tailored to suit your needs

If you are a business owner, you will know that there are times when your business proceedings are slower and less profitable. These ‘down times’ are experienced by most small to medium companies from time to time. This is especially common in retail or manufacturing industries with large order sizes, since one often has to order and pay for inventory or materials months in advance, even when you do not necessarily have the cash at hand. During these times, the outgoing cash in your business due to supplier and other payments may exceed your incoming cash revenue and debtor collections. Short term cash flow shortages are not uncommon in these cases. An effective way of dealing with this problem, is to apply for funding through short term loans.

Genfin offers short term loans between R100k and R5m that are repayable within 1 to 12 months, with a choice of weekly or monthly instalments. The interest rates payable with your loan are fixed and therefore will not be affected by rising interest rates.

We are not a bank and we do not operate as a bank. We will assess your loan application as fellow business owners. If we recognise growth potential in your enterprise and we believe that a short term loan will assist you in taking your business further, we will structure a loan agreement accordingly. Our loan amounts are determined by your business needs and can be paid into your business account within 2 to 5 days.

Since we focus on short term loans, the shorter your loan agreement is, the less interest you pay. If you agree to pay off your loan in a period of 6 months, a 20% interest levy will be added to your loan amount, whereas if you pay off your loan in 3 months, only 10% interest will be added, for example.

Our business funding solutions are aimed at helping businesses flourish, which is why we offer reasonable interest rates.


  • A trading history of more than 12 months
  • An annual turnover of more than R1million

Complete this contact form and we will contact you to structure your funding solution.

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Who qualifies?

If your business has been in trade for 12 months or more, and you have a turnover larger than R1m a year, you can qualify for our short term loans. All you need to do to set the process in motion, is complete our application form.

If your business is in need of financing, for whatever reason, do not hesitate to apply for a loan. Complete our online application and one of our consultants will contact you.

Phone 087 6544 300

Physical address

Waterfront Terraces  | Unit 4&5 First Floor | 3 Waterfront Road |  Tygerwaterfront  | 7530

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