How Business Loan Interest Rates Work in South Africa: Daily Balance vs Flat Rate Explained

Flat rate or daily balance? Learn how business loan interest is calculated in South Africa, what fees to expect and how to compare two funding offers properly.
Bank Loan vs Alternative Lender: Which Business Funding Route Suits Your SME?

Most South African business owners start at their bank. It is the obvious first stop, and for some businesses it is the right one. But a bank decline, or a six week wait for an answer that arrives after the opportunity has passed, sends thousands of SMEs looking for another route every year. Neither route […]
How Much Can You Borrow? Understanding Business Loan Amounts

How much can your business borrow in South Africa? See the typical loan ranges, the factors lenders look at, and how to work out what you could qualify for.