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When you need
business finance to
get things done

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Apply now and receive
an offer in 24 hours

We appreciate that the current economic landscape is ever-changing making the future difficult to predict. We want to move your business forward without the normal complexity involved. We do things differently and move at pace, we continually learn and improve, and we take business funding seriously. We get it done.

Supported by

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4.9 out of 5 star rating

We achieve a 4.9 out of 5 star rating on Google Reviews from our clients, with over 50% of our clients coming back to us to refinance or to access additional funding for their business growth.

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Flexible business funding and
working capital solutions

Opportunity Bridge Loan

Criteria:

Trading history of 3+ years

Company annual turnover of R10M+

Large Business Loan

Criteria:

Trading history of 3+ years

Company annual turnover of R10M+

Small Business Loan

Criteria:

Trading history of 1+ years

Company annual turnover of R1M+

We deliver funding solutions with expertise, flexibility and transparency. Allow us to help you scale and grow your business.

The GENFIN way to finance your business

Simple & efficient

Apply for a loan in minutes with no obligation. Completely online and paperless application process.

Certainty in 24 hours

We get you the answer, and funds, that you need when you need them by minimising the documents required and accelerating the credit decision.

Dedicated service

We are here to help you grow. A professional Business Funding Analyst will answer your questions and assist you.

Flexibility that serves your business

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Deposit

When your business is flourishing and you have excess cash, make extra deposits and instantly reduce your business loan term and cost.

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Withdraw

When your business needs working capital and you require access to additional funding, withdraw excess capital when you require additional cash.

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Refinance

We give you the ability to refinance your business loan with GENFIN to unlock additional capital. Take advantage of new opportunities and boost your business.

Business funding in 3 simple steps:

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01

Apply for funding

From the initial application process and throughout your journey with GENFIN, our experienced and highly trained team commits to guide you through the process and explain the minimal documentation you need to start your online application. 

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02

Receive an offer in 24 hours

Your dedicated Business Funding Analyst will assess your application swiftly, and make you a funding offer that works for your business. This analyst will be available to assist you throughout the term of your loan, and beyond.

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03

Ignite, scale and grow

On agreeing and signing your documentation electronically, your funds will be immediately disbursed. We charge interest only on your outstanding loan balance over the term of the loan funding. There are no application fees, early-repayment penalties or hidden costs.

Why Choose GENFIN?

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Highly Rated

We achieve a 4.9 out of 5 star rating on Google Reviews from our clients, with over 50% of our clients coming back to us to refinance or to access additional funding for their business growth.

We Understand

We understand business and what it means to be an entrepreneur, as we’re entrepreneurs ourselves. We know how to be a catalyst for your business. 

Trusted

We are proudly supported by established strategic funding partners including RMBSanlam Investments, Ashburton Investments and STANLIB.

Certainty

We offer fast and secure online application so we can accelerate the credit decision through our proprietary process and provide you with an answer within 24-Hrs. You need the certainty of a decision so you can plan your business’s future.

Dedicated Service

This is what sets us apart, our people. You will have a dedicated Business Funding Analyst that is available to answer your questions and assist you throughout the process.

Read what our clients are saying

GENFIN
Excellent
4.9
Based on 236 reviews
Keri Raciti
Keri Raciti
We found the process with Genfin fast and efficient. They answered all our questions with patience and ease. Thanks to the Genfin team for the great service received.
Sylvia Graupner
Sylvia Graupner
Thanks so much for your fast service. All my paperwork was done fast and professionally done, I was very impressed with Andrew and his team. I look forward to working with you. Thanks to Genfin
phillemon lekgau
phillemon lekgau
I am very happy with the service i received from one of the Consultant of GenFin Mrs Huibrez the way she was patient with be from start to finish. while i was proving documents to her it realy shows that she is very professional. I will refer more business to GenFin. Thank you once again for assist small business with cash injection.
Craig Tarling
Craig Tarling
Fast, efficient and thorough! Thanks guys
Angie Mabena
Angie Mabena
I'm a recurring client and always so amazed by their efficiency, had a wonderful, quick and efficient service with GENFIN...loan assessed and paid out within 3 days...I'm amazed !!
Response from the owner: Hey Angie,Thanks for leaving us such a wonderful review. We are thrilled that you enjoyed your experience. Customer experience and satisfaction is our priority, and your review reaffirms the hard work we put in every day. We look forward to assisting you again.
Anthony Muller
Anthony Muller
Fast and simple process and the staff is amazing to work with.
Vasanth Indarpal
Vasanth Indarpal
Once again , Mariska was really just very pleasant to deal with and sorted my application quickly and painlessly. Sharon was also very helpful. Thanks guys . Genfin is easy to deal with and very helpful to any business.
Response from the owner: Hey Vasanth,Thank you for taking the time to leave us a review. We value your continued support and trust in Business Fuel to provide your business with the funding it requires! We will certainly pass the message onto Mariska.
Marcel Amra
Marcel Amra
A very big Thank you to the brilliant team at Genfin. They totally went over and above, to assist. The process was effortless and so efficient! A special thank you to Huibre Zenhäusern, the analyst that was assisting as well as Katlego Maphuta, the man that managed all the processes and communications. You guys are truly an asset to Genfin.
Musa Zulu
Musa Zulu
Best company to do business loans with ,a very quick and simple process 🙏👌
Michael Thurman
Michael Thurman
I cannot praise GENFIN enough for their exceptional service and prompt response to our requests. Sumari and her team, demonstrated unparalleled dedication by staying on top of our loan application process, ensuring that all required information was provided promptly. This level of professionalism and efficiency has significantly benefited our business. Highly recommended for anyone seeking financial assistance. Thank you, GENFIN!
Kallie Swart
Kallie Swart
This is our fourth Business loan with Genfin... Definitely our preferred agency.always friendly and always quick to reply.
Response from the owner: Hi Kallie,We sincerely thank you for taking the time to review our service, as well as for your continued support and trust in Business Fuel to fund your business. Customer experience and satisfaction is our priority and we look forward to assisting you again.
Jacques Van Coller
Jacques Van Coller
Thank you,great serviceRegardsJacques
Iain Falconer
Iain Falconer
9 out of 10
Yumna Jamodien
Yumna Jamodien
Thank you for your support to SME
Adolf & Annemarie Joubert
Adolf & Annemarie Joubert
Once again - Fast and efficient. They clearly understand the needs of SME's needing financing - and Fast!
Response from the owner: Hi Adolf & Annemarie,Thanks for leaving us such a wonderful review. We are thrilled that you enjoyed your experience. Customer experience and satisfaction is our priority, and your review reaffirms the hard work we put in every day. We look forward to assisting you again.
ESP SA
ESP SA
What amazing service! Genfin is extremely professional in their approach. Our application was processed and approved in record time. Really would recommend them.
Response from the owner: Hi ESP Team,Thanks for your review. We would love to hear more about your experience. Please reach out to clientsupport@genfin.co.za should you wish to share any further comments.
Marika Heyns
Marika Heyns
Fast, friendly and efficient service,
Response from the owner: Hi Marika,Thank you for taking the time to leave us this positive review. We will pass your kind words on to Mariska and the rest of the team.
renay casker
renay casker
It was a great pleasure dealing with Genfin. They are so professional and efficient and I would highly recommend them. Funds were disbursed within 24 hours:)
Mauritz Coetzee
Mauritz Coetzee
Probably the best Business partner to have. Quick and easy, always. Helped us grow from a start up company to a small business and now we are proudly a medium business and still growing. Thanks to the help from Genfin , previously Business Fuel.A+ for everything
Piet van wyk
Piet van wyk
UITSTEKENDE PROFESIONELE DIENS DEUR VRIENDELIKE PERSONEEL WAT BAIE HULPVAARDIG IS
Freda Pretorius
Freda Pretorius
Excellent service, thank you so much. Will definitely rever people, fast and very professional 👏
Rachel Masuku
Rachel Masuku
My application was finalized within 48 hours. From the first call to request funding to the time of funds being disbursed. The team kept me updated through out and the whole process was paperless which meant I could sign documents on the go. Thank you once again for such an efficient offering.
Arno Dahms
Arno Dahms
well done team !
Response from the owner: Hi Arno,Thank you for taking the time to leave us a review. We look forward to working with your business in the future.
andrew benting
andrew benting
All I can say about Genfin is WoW !!! Absolutely amazing. At first major banks doesn't even want to assist young businesses, but when I came across Genfin , the process of applying for a business funding loan, the process was so quick and easy. Everything done online. Thank you Genfin, We as Eduwatch Services are looking forward to a long and wonderful relationship together.
Response from the owner: Hi Andrew,Thanks for leaving us such a wonderful review. We are delighted that you enjoyed your experience with us. Customer satisfaction is our priority, and your review reaffirms the hard work we put in every day. We look forward to assisting you again.
Khanyisile Mkhize
Khanyisile Mkhize
I wish respond that the services done by Business Fuel was very professional and very quick. Their service is excellent.
Response from the owner: Hi Khanyisile,We’re glad to hear that you had a great funding experience, we pride ourselves on providing the best possible service. We look forward to assisting you in the future.
Pierre De Klerk
Pierre De Klerk
Very Professional people. I have had numerous bridging finance loans with them over the past 5 years and every time had a great experience. My first loan was when they still traded under "Business Fuel" and even then, everything went smooth. User friendly systems, excellent consultants and always willing to look for a way to help.
Response from the owner: Hi Pierre,Thank you for taking the time to review our service. It is wonderful to read your positive comments and to hear that you continue to experience great service throughout all your business funding applications. We look forward to assisting your business again in the future.
Scholtz Kruger
Scholtz Kruger
Fantastiese mense wat besigheid verstaan. Huibre gaan uit haar pad om alles te verduidelik en te help waar sy kan.
Response from the owner: Hi Scholtz,Thank you for taking the time to provide such positive feedback. We will certainly pass this onto Huibré and the rest of the team.
Sean Setoki
Sean Setoki
The service and efficiency at GenFin is second to none... Thanks, team!
Response from the owner: Hi Sean,We are glad we could assist your business. Thank you for the great feedback about the team and the outstanding service received during your business funding experience. We all hope to see you again soon to help fuel your business!
Chris Oosthuizen
Chris Oosthuizen
Great service
Response from the owner: Hello Chris,Thanks for your review. We would love to hear more about your experience so that we can use your valuable feedback to deliver an even better experience next time. Please reach out to clientcare@businessfuel.co.za with any further comments or suggestions you wish to share. Again, thank you for taking the time to review Business Fuel!
Lisa Martens
Lisa Martens
Excellent, friendly, personalised service. Quick turn around times with fabulous staff!
Response from the owner: Hi Lisa,Our sincere thanks for taking the time to review our service. We will certainly pass this onto the team.
Zandile Chiwanza
Zandile Chiwanza
Fast and very efficient. Excellent service from the team.
Response from the owner: Hi Zandile,Thank you for taking the time to review our service. We look forward to assisting your business again in the future.
Anne-Marie Lines
Anne-Marie Lines
This was the most best service from any service provider ever.Excellent!!! I would recomend Genfin 100%
Response from the owner: Hi Anne-Marie,Thank you for taking the time to review our service. We are delighted to hear that you had a great business funding experience.
Elvin Josephus
Elvin Josephus
Very professional staff and application was processed quickly. I will definitely recommend GENFIN.
Response from the owner: Hi Elvin,Thank you for providing such positive feedback about your business funding experience. We look forward to assisting your business again in the future.
TEREZA DOS SANTOS
TEREZA DOS SANTOS
I would like to thank Liz from Business Fuel for an excellent approach in helping us. We refinanced and it was a breeze. THANK YOU ONCE AGAIN!
Response from the owner: Hi Tereza,Thank you for taking the time to leave us a review. We are so glad we were able to assist your business and you received a great funding experience. We will certainly pass this onto Liz and the rest of the team!
Stephen Curlewis
Stephen Curlewis
Always a very easy and professional process. This company helped us turn around dark corners back to the positive side. Thank you GENFIN
Response from the owner: Hi Stephen, We are delighted that we were able to assist your business with funding. Thank you for the positive feedback and for trusting Genfin with your funding requirements.
Brenda Kennedy
Brenda Kennedy
Allsorted Designs and I have dealt with Genfin for a few years and their service and turnaround time is amazing. Highly recommend them.
Response from the owner: Hi Brenda,Thank you for taking the time to rate our service, and for your continued support and trust in Genfin to fund your business.
luyanda magaqa
luyanda magaqa
Hi allMy experience was really good with GENFIN friendly and efficient thanks to Mthobisi, Sharon and the team. i really appriacieae the assistance many thanks.RegardsLuyanda Magaqa
Response from the owner: Hi Luyanda,It is wonderful to hear about the great business funding experience and service provided. We will certainly pass this onto Mthobisi, Sharon and the rest of the team. Thank you for taking the time to review Genfin and provide your positive feedback.
Braam en Lizette van der Walt
Braam en Lizette van der Walt
Professional, quick and friendly service.
Response from the owner: Hi Braam and Lizette,Thank you for taking the time to review our service. We look forward to assisting your business again.
Steven Golding
Steven Golding
Very grateful to GENFIN for the assistance, combined with exceptional service! Highly recommended!
Response from the owner: Hi Steven,We appreciate the positive feedback, thank you for taking the time to review our service.
Sonja Diesel-Reynolds
Sonja Diesel-Reynolds
Very professional and prompt service received! Thank you!!
sidhartha mallick
sidhartha mallick
Very professional and quick turnaround time.
Jaco Vorster
Jaco Vorster
Having experienced GENFIN Business Funding service as a CEO, I would rate it five stars in terms of friendliness, ability to turn around situations, and ability to understand solutions in the business world of today. I am glad to say that my company uses GENFIN Business Funding.
Khodani Tshinetise
Khodani Tshinetise
The application process was hassle free and the consultants respond expeditiously and professionally.
Aki Apostolou
Aki Apostolou
Thank you once again for a very professional, excellent and efficient service from all.
Response from the owner: Hi Aki,Thank you for sharing this great review with us. We will certainly pass this on to the rest of the team. We look forward to assisting you in the future.
dtp562
dtp562
Dedication, Helpfulness and Personalized service we have received from GenFIn. Allow us to extend our appreciation to the GenFin team especially Bianca for the outstanding support with our application.PrinceGMD
Response from the owner: Hi Prince,Thank you for the wonderful feedback and confirmation that you received outstanding service during your business funding experience. We look forward to assisting your business again.
Roy Brits
Roy Brits
Vinnig en effektief met goeie komunikasie.
Response from the owner: Hi Roy, Thank you for taking the time to review our service and the positive feedback. We look forward to assisting your business in the future.
Ben Viljoen
Ben Viljoen
I had an amazing experience with this company. The customer service was outstanding, and the product was exactly what I was looking for.It was a pleasure working with Mariska as our financing agent. She made the business funding process effortless and enjoyable. She was always available to answer our questions and went above and beyond to ensure we were happy with the product.
Response from the owner: Hi Ben,We are delighted that were able to assist your business with the funding it required and that you received outstanding service during your business funding journey. We will most certainly pass this onto Mariska and the rest of the team. Thank you for trusting Genfin with you funding needs.
richard grabe
richard grabe
I must say this is the third time I am using Genfin /Business Fuel and as before the service was prompt, efficient, transparent and a pleasure to participate in the process.
Response from the owner: Hi Richard,We are so grateful for your kind words, and that you had a great funding experience. Thank you for sharing your review with us. We all hope to see you again soon to help fuel your business!
Lubabalo Ntombana
Lubabalo Ntombana
The good service I received was amazing Thank you Liz with your team
Response from the owner: Hi Lubabalo,Thank you for taking the time to leave us a review and providing your positive feedback. We certainly hope to assist your business again.
Shaun C
Shaun C
I found the representative Huibre, to be exceptionally efficient and helpful as are the other staff making the entire process effortless
Response from the owner: Hi Shaun, We are delighted to hear that you had a great business funding experience. Thank you for continuing to trust Genfin with your funding needs, we will certainly pass this onto Huibré and the rest of the team.
Willem van Heerden
Willem van Heerden
Professional, fast and friendly service.
Response from the owner: Hi Willem,Thank you for taking the time to provide us with feedback. We all hope to assist your business growth needs again in the future.
Monica Meimaris
Monica Meimaris
Brilliant service, super-fast reply. Would definitely recommend Genfin to any SME that needs quick funding for growth.
Response from the owner: Hi Monica,It is wonderful to read your positive comments and to hear that you had a great business funding experience. We look forward to assisting your business again.
Kim Kannigan
Kim Kannigan
It has been the most professional experience engaging with Genfin. The process to secure a commercial facility was facilitated by Bianca who was an absolute pleasure to deal with and made the process very accessible.
Response from the owner: Hi Kim, Thank you for taking the time to review our service. It is wonderful to hear that Bianca gave you outstanding service during your business funding experience. We will certainly pass this onto the team.
Andrio Geldenhuys
Andrio Geldenhuys
Extremely efficient and helpful. Excellent service and even better turnaround time. Well done.
Response from the owner: Hi Andrio,Thank you for taking the time to leave us your positive feedback. We will certainly pass this onto the team.
Michael Manyengawana
Michael Manyengawana
Absolutely fantastic experience dealing with Genfin. They act with speed and the service is fast and friendly. Keep it up Genfin!! I would highly recommend Genfin to any business that needs quick funding.
Response from the owner: Hi Michael,We’re delighted that we could help your business with the funding it needed and that you had a great business funding experience. We look forward to assisting your business in the future.
Migues Lopes
Migues Lopes
I recently had the pleasure of working with Genfin Business Finance, and I couldn't be more impressed with the level of service I received.The team, led by Salmaan, made the business funding process incredibly smooth and efficient. From application to disbursement, they demonstrated a high level of professionalism and expertise. What could have been a daunting process turned out to be surprisingly seamless.I greatly appreciate the prompt disbursement of funds, and the team's responsiveness to any queries I had along the way. Their commitment to customer satisfaction truly sets them apart.I highly recommend Genfin Business Finance to fellow business owners. Thank you, Salmaan, and the entire team, for your outstanding support!
Response from the owner: Hi Migues,Thanks for leaving us this wonderful review. We are delighted that you enjoyed your experience with us. Customer satisfaction is our priority, and your review reaffirms the hard work we put in every day. We look forward to assisting you again.
Nicky Fouche
Nicky Fouche
Not as quick as advertised but understandable given the circumstances.
Response from the owner: Hi Nicky,We thank you for posting this review. We are sorry to hear that your experience did not meet your expectations, and would greatly appreciate the opportunity to engage with you or if you could provide further feedback on your funding experience. Please would you mind reaching out to our team at clientsupport@genfin.co.za?
Belinda Marais
Belinda Marais
Fast, friendly service. A pleasure to deal with this tem from start of the process to completion.
Response from the owner: Hi Belinda,Our sincere thanks for taking the time to review our service. It is wonderful to read your positive comments and will definitely pass this on to the team.
Mandy Erasmus
Mandy Erasmus
The GENFIN team.From the minute I spoke to Danusha on 14 Aug, Bianca on 17 Aug and Sharon on 23 Aug I could not believe the speed with which my successful application was handled.GENFIN comes highly recommended for their professionalism, accuracy and timeous feedback regarding the entire process – they literally held my hand every single step of the way!I would like to send a heartfelt thank you for the way they conducted. There are quite a few big corporates that can learn a lot from you in the way you do and mean BUSINESS!Once again, thank you so much.From my heart to yours, I leave you with Numbers 6 verse 24 to 26: “May the Lord bless you and keep you, may He smile on you and be gracious to you, may He look your way and give you peace”.May kindness and mercy be bestowed upon every single one of you.God bless!Mandy Erasmus & TeamCAPE BERONDA FREIGHT
Response from the owner: Hi Mandy,Thanks for leaving us such a wonderful review. We are delighted that you enjoyed your experience with us. Customer satisfaction is our priority, and your review reaffirms the hard work we put in every day. We will certainly pass this onto the rest of the team.
Alida Wiese
Alida Wiese
Professional, thorough, quick process
Response from the owner: Hi Alida,Thank you for taking the time to leave us a review. We appreciate the positive feedback and will most certainly pass this onto the team.
Remote User
Remote User
SUPER SIMPLE AND EFFICIENT
Response from the owner: Good Day,Thank you for sharing your review with us. Customer satisfaction is our priority and are truly appreciative when we receive such positive feedback.
Mokete Mofokeng
Mokete Mofokeng
You guys are dedicated to the course of funding!!! Keep up the good work.
Response from the owner: Hi Mokete,Thank you for taking the time to share your review with us and providing such positive feedback on your funding experience. We look forward to assist your business again.
Maryka Dippenaar
Maryka Dippenaar
Very good service, friendly staff, fast and helpful.We really recommend using them.
Response from the owner: Hi Maryka,We’re delighted to hear that you had a great funding experience with us. Thank you for taking the time to leave us a review.
Jaco Brits
Jaco Brits
Thank you for assisting with my lead that I provided. Bianca was a great analyst and kept me informed about my client every step of the way. Such a pleasure working with Genfin!
Response from the owner: Hi Jaco, Our sincere thanks for taking the time to review our service. It is wonderful to read your positive comments. We will certainly pass this onto the rest of the team.
Zander du Toit
Zander du Toit
Quick process with great communication. Thanks to Mariska who helped me
Response from the owner: Hi Zander,Thank you for your review, we appreciate the positive feedback and acknowledgement of the great work. We will certainly pass your kind words on to the rest of the team.
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