Find market news, expert tips, insights, and business resources to help you along every step of your business growth journey. Together, we get it done.
A suretyship is a written promise to pay a company’s debt yourself if the company does not. South African lenders often ask directors to sign one when their company borrows. Most deeds make you liable as surety and co-principal debtor, which means the lender can claim the full outstanding amount from you directly, without first pursuing the business.
SEFA funding, IDC funding requirements and private business loans in South Africa compared on amounts, security, documents and turnaround. Find the route that fits your deadline.
How ARK Provisions founder Claire Swanson turned a home-kitchen sweets business into a Checkers-stocked brand – and what retail readiness actually required.
Won a contract you cannot afford to deliver? How purchase order and tender funding works in South Africa, what lenders assess and how fast you can access it.
There is a gap in South African business funding that almost nobody names honestly. Most commercial lenders want to see 12 to 24 months of trading before they will look at you. Most grant programmes are aimed at businesses that are barely trading at all. If you are somewhere in between, and running a real business with real customers, the advice you find online tends to be either a list of grants you will never qualify for, or a loan application you will not pass. This guide is the honest
Flat rate or daily balance? Learn how business loan interest is calculated in South Africa, what fees to expect and how to compare two funding offers properly.
Most South African business owners start at their bank. It is the obvious first stop, and for some businesses it is the right one. But a bank decline, or a six week wait for an answer that arrives after the opportunity has passed, sends thousands of SMEs looking for another route every year. Neither route is universally better. They are built for different situations. This is how to work out which one fits yours. What is the typical business loan range in South Africa? An alternative lender is any regulated
Sekelo Shude has patented a plastic-waste paving brick and found early demand for it. But Kuluhlaza Trading still needs the capital and production capacity to scale. Here’s what South African business owners can learn about funding readiness.
How much can your business borrow in South Africa? See the typical loan ranges, the factors lenders look at, and how to work out what you could qualify for.
Thinking about refinancing your business loan in South Africa? Learn when it makes sense, how the process works, and what to check before you switch lenders.
Khayelitsha Cookie Company was bought for R1 with R2.5 million in debt. Today, the business employs 97 people and supplies major retailers. Here’s what South African business owners can learn about discipline, purpose and turning a struggling business around.
Most SA businesses have a busy season and a lean one. Learn how to plan cash flow around your cycle so the quiet months never catch your business off guard.
Working capital and cash flow are not the same thing. Learn the difference, how to calculate each, and what to do when one is healthy and the other isn’t.
Your business loan is approved, so what next? A step-by-step guide for South African SMEs on disbursement, smart spending, repayments and growth.
Thinking about early business loan settlement in SA? See the benefits, the penalty rules under the National Credit Act, and how Genfin lets you settle early with zero fees.
Want to get approved for a business loan in South Africa? See what lenders check, how to boost your approval odds, and apply with Genfin for a decision in 24 hours.
Ready to take your South African business global? Explore export opportunities for SMEs, learn how to get started, and discover how funding can help you break into international markets.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Diesel went up R5.27 a litre on 6 May 2026, pushing the pump price past R31/L. Here’s the practical cash flow guide SA business owners in logistics, construction, and transport need right now.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Every industry has unique funding needs. Explore how construction, logistics, retail, manufacturing, and professional services businesses in South Africa can access the right funding to grow and manage cash flow.
Profitable but struggling to pay bills? Here are 5 warning signs your business has a cash flow problem and practical steps to fix them before it’s too late.
KD Strategies’ Kalnisha Singh reveals how strategic planning, business funding and intentional leadership drive sustainable growth. Learn her success secrets and actionable advice for founders.
Here’s how to improve mental health in your small or medium business without blowing the budget. Improve workplace well-being without blowing your budget. Explore expert-backed mental health strategies, free training resources, and leadership tips for South African businesses.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Ross Fitzcharles, CEO and founder of Preferental, shares his success story and advice for other founders. Discover how Ross Fitzcharles turned a tenant horror story into a R1 billion property management empire. Read his journey, founder advice, and future plans backed by Property24 and Capitec.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
You’ve dedicated your blood, sweat and tears to building your business – but can it survive the unexpected? As an experienced leader, you know how important it is to think ahead. Creating a solid business continuity plan, or BCP, can give you peace of mind that even if you’re not around, things will be well taken care of.
Chartered accountant Louw Barnardt shares an approach to managing cash flow resources in a way that can help businesses turn more profit into cash. Louw Barnardt is co-founder of Outsourced CFO and a SAICA Top-35-Under-35 chartered accountant.
Knowing your customer is essential to any successful marketing strategy. According to Richard Walton—founder of Outsell Sales, professional speaker, and all-round sales and marketing expert—having a tight Ideal Customer Profile (ICP) is key to customer profiling for business success.
Deciding between a corporate loan and a personal loan depends on several aspects. Understanding the distinctions might help you make an informed selection.
Chartered accountant, business director and social entrepreneur Ayanda Vabaza-Mvandaba shares her insights into how businesses can overcome the cash flow challenge.
58% of medium-sized business owners have seen knowledge/skills gaps in leadership and management. Experienced people professional and leader Thelma Janse van Rensburg has worked with scale-ups in South Africa who have also experienced these challenges first-hand. She advises how to close the leadership gap.
E-commerce business loans explained: term loans, credit lines, merchant cash advances and equipment finance, plus how SA online stores use funding to grow.
The key priorities every SME should focus on at the start of a new year & beyond to drive success, including innovation, customer engagement, and financial management.
With a young population, rising middle class, and enduring entrepreneurial spirit, South Africa is well placed to untap its significant potential despite obvious challenges. From prioritising innovation to leaning into the nation’s thriving township economy, here are the areas every SME should prioritise to achieve sustainable growth in the year ahead.
Learn how Chantelle Bowyer, CEO of Metis, transformed her business with proven strategies for growth, impactful meetings, and industry insights. Discover tips for entrepreneurs, freelancers, and digital marketers.
If you prioritise your compliance, your business will grow. Here are six helpful tips on SARS and tax for SMEs, provided by accountant Cheron Roggen, owner of Canvas Compliance.
Successfully steering the ship through the festive season requires good planning and a bit of goodwill from your clients or customers. Get started by creating a cash flow forecast based on historical income and expenses.
Digital marketing specialist Dylan Geustyn, MD of Ad Ignite, shares his advice on scaling and partnership for other founders of small businesses.
Yolisa Tshabalala employs over 500 people in her young business. She shares her advice for other founders on culture, partnership and strategy.
An agile supply chain means your products can keep moving despite disruptions. It’s an important investment, and there’s a healthy appetite for the tech required, but South Africa’s SMEs lack funding. Genfin’s unsecured lending solutions provide up to R5 million in business funding based on your company’s performance
Marié Whittington, cofounder and Creative Director at Pepperplane, a software design agency dedicated to helping businesses craft remarkable apps and interfaces, shares strategies for attracting and retaining top talent in a competitive creative market.
Xavier Olivier, Co-Chief Executive Officer at DarkMatter has managed to grow his company methodically without sacrificing its integrity. Here’s how.
The internet and all its associated digital tools empower us to work faster, communicate better, and transact more efficiently. Unfortunately, it also gives those with malicious intent more opportunities to take advantage of unsuspecting victims.
On his journey from the corporate world into retail and then logistics, Mark Makhubalo is an entrepreneur who gives it his all. After buying one truck in 2016, he is now the CEO of MLM Logistics, owning over 100 vehicles that transport mining commodities and FMCG.
Communication specialist Christine Breet gives advice for business owners on how to communicate effectively and build positive relationships to improve their bottom line.
Business funding can drive growth from a small business into a medium-sized company. Here’s how to use business funding to upscale.
A business loan can help with your digital transformation for increased revenue, efficiencies that save money, and an even better relationship with your customers.
A business loan can help with your digital transformation for increased revenue, efficiencies that save money, and an even better relationship with your customers.
Setting your business up for sustainable growth requires careful investment. How can business funding be applied to achieve the best possible result? New investment is most effectively applied when a company is ready. Scaling a framework that is already working maximises your business loan’s potential to earn.
Digital transformation is a gradual process that starts with getting all your company’s information online and ends with a fully optimised business. Every stage is vital – it’s the building blocks for the future of your company.
While pressure mounts to end the year strong, the lead-up from September is an exceptional opportunity to bulk up and bolster sales in exchange for great year-end numbers.
A new year is a fantastic opportunity to kickstart good habits that keep your business finances running smoothly. This is especially beneficial in the lead-up to tax season. In addition to keeping good records, tracking your spending, and regularly checking stock, it’s vital to keep track of deadlines, especially due dates for SARS payments
South Africa’s SMEs are indispensable in driving economic growth and development across our nation. Given their smaller size, employees in SMEs typically work in hands-on, hybrid roles – collaborating closely with colleagues across various departments.
Growth is vital to create sustainable success and ensure the future health of your business. If a business is not growing, it’s stalling. But the process can be fraught with uncertainties. The key is to create tangible growth strategies that lock down your future goals by creating a roadmap for your business.
Affordable financing empowers South African business owners to invest, innovate, and grow. Whether you’re strengthening your sales team, expanding your premises, or adding tech to help your business run smoothly, business investment is essential to ensure the long-term success of your company.
What does it take to be a successful business in South Africa? A Genfin client shares his journey since getting business funding.
After almost two decades of power cuts, South Africa’s fleet of ailing coal-fired power stations is broken beyond repair. The good news is there has never been a better time to invest in alternative energy solutions.
A suretyship is a written promise to pay a company’s debt yourself if the company does not. South African lenders often ask directors to sign
SEFA funding, IDC funding requirements and private business loans in South Africa compared on amounts, security, documents and turnaround. Find the route that fits your
How ARK Provisions founder Claire Swanson turned a home-kitchen sweets business into a Checkers-stocked brand – and what retail readiness actually required.
Won a contract you cannot afford to deliver? How purchase order and tender funding works in South Africa, what lenders assess and how fast you
There is a gap in South African business funding that almost nobody names honestly. Most commercial lenders want to see 12 to 24 months of
Flat rate or daily balance? Learn how business loan interest is calculated in South Africa, what fees to expect and how to compare two funding
Most South African business owners start at their bank. It is the obvious first stop, and for some businesses it is the right one. But
Sekelo Shude has patented a plastic-waste paving brick and found early demand for it. But Kuluhlaza Trading still needs the capital and production capacity to
How much can your business borrow in South Africa? See the typical loan ranges, the factors lenders look at, and how to work out what
Thinking about refinancing your business loan in South Africa? Learn when it makes sense, how the process works, and what to check before you switch
Khayelitsha Cookie Company was bought for R1 with R2.5 million in debt. Today, the business employs 97 people and supplies major retailers. Here’s what South
Most SA businesses have a busy season and a lean one. Learn how to plan cash flow around your cycle so the quiet months never
Working capital and cash flow are not the same thing. Learn the difference, how to calculate each, and what to do when one is healthy
Your business loan is approved, so what next? A step-by-step guide for South African SMEs on disbursement, smart spending, repayments and growth.
Thinking about early business loan settlement in SA? See the benefits, the penalty rules under the National Credit Act, and how Genfin lets you settle
Want to get approved for a business loan in South Africa? See what lenders check, how to boost your approval odds, and apply with Genfin
Ready to take your South African business global? Explore export opportunities for SMEs, learn how to get started, and discover how funding can help you
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Diesel went up R5.27 a litre on 6 May 2026, pushing the pump price past R31/L. Here’s the practical cash flow guide SA business owners
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Every industry has unique funding needs. Explore how construction, logistics, retail, manufacturing, and professional services businesses in South Africa can access the right funding to
Profitable but struggling to pay bills? Here are 5 warning signs your business has a cash flow problem and practical steps to fix them before
KD Strategies’ Kalnisha Singh reveals how strategic planning, business funding and intentional leadership drive sustainable growth. Learn her success secrets and actionable advice for founders.
Here’s how to improve mental health in your small or medium business without blowing the budget. Improve workplace well-being without blowing your budget. Explore expert-backed
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Ross Fitzcharles, CEO and founder of Preferental, shares his success story and advice for other founders. Discover how Ross Fitzcharles turned a tenant horror story
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
You’ve dedicated your blood, sweat and tears to building your business – but can it survive the unexpected? As an experienced leader, you know how
Chartered accountant Louw Barnardt shares an approach to managing cash flow resources in a way that can help businesses turn more profit into cash. Louw
Knowing your customer is essential to any successful marketing strategy. According to Richard Walton—founder of Outsell Sales, professional speaker, and all-round sales and marketing expert—having
Deciding between a corporate loan and a personal loan depends on several aspects. Understanding the distinctions might help you make an informed selection.
Chartered accountant, business director and social entrepreneur Ayanda Vabaza-Mvandaba shares her insights into how businesses can overcome the cash flow challenge.
58% of medium-sized business owners have seen knowledge/skills gaps in leadership and management. Experienced people professional and leader Thelma Janse van Rensburg has worked with
E-commerce business loans explained: term loans, credit lines, merchant cash advances and equipment finance, plus how SA online stores use funding to grow.
The key priorities every SME should focus on at the start of a new year & beyond to drive success, including innovation, customer engagement, and
With a young population, rising middle class, and enduring entrepreneurial spirit, South Africa is well placed to untap its significant potential despite obvious challenges. From
Learn how Chantelle Bowyer, CEO of Metis, transformed her business with proven strategies for growth, impactful meetings, and industry insights. Discover tips for entrepreneurs, freelancers,
If you prioritise your compliance, your business will grow. Here are six helpful tips on SARS and tax for SMEs, provided by accountant Cheron Roggen,
Successfully steering the ship through the festive season requires good planning and a bit of goodwill from your clients or customers. Get started by creating
Digital marketing specialist Dylan Geustyn, MD of Ad Ignite, shares his advice on scaling and partnership for other founders of small businesses.
Yolisa Tshabalala employs over 500 people in her young business. She shares her advice for other founders on culture, partnership and strategy.
An agile supply chain means your products can keep moving despite disruptions. It’s an important investment, and there’s a healthy appetite for the tech required,
Marié Whittington, cofounder and Creative Director at Pepperplane, a software design agency dedicated to helping businesses craft remarkable apps and interfaces, shares strategies for attracting
Xavier Olivier, Co-Chief Executive Officer at DarkMatter has managed to grow his company methodically without sacrificing its integrity. Here’s how.
The internet and all its associated digital tools empower us to work faster, communicate better, and transact more efficiently. Unfortunately, it also gives those with
On his journey from the corporate world into retail and then logistics, Mark Makhubalo is an entrepreneur who gives it his all. After buying one
Communication specialist Christine Breet gives advice for business owners on how to communicate effectively and build positive relationships to improve their bottom line.
Business funding can drive growth from a small business into a medium-sized company. Here’s how to use business funding to upscale.
A business loan can help with your digital transformation for increased revenue, efficiencies that save money, and an even better relationship with your customers.
A business loan can help with your digital transformation for increased revenue, efficiencies that save money, and an even better relationship with your customers.
Setting your business up for sustainable growth requires careful investment. How can business funding be applied to achieve the best possible result? New investment is
Digital transformation is a gradual process that starts with getting all your company’s information online and ends with a fully optimised business. Every stage is
While pressure mounts to end the year strong, the lead-up from September is an exceptional opportunity to bulk up and bolster sales in exchange for
A new year is a fantastic opportunity to kickstart good habits that keep your business finances running smoothly. This is especially beneficial in the lead-up
South Africa’s SMEs are indispensable in driving economic growth and development across our nation. Given their smaller size, employees in SMEs typically work in hands-on,
Growth is vital to create sustainable success and ensure the future health of your business. If a business is not growing, it’s stalling. But the
Affordable financing empowers South African business owners to invest, innovate, and grow. Whether you’re strengthening your sales team, expanding your premises, or adding tech to
What does it take to be a successful business in South Africa? A Genfin client shares his journey since getting business funding.
After almost two decades of power cuts, South Africa’s fleet of ailing coal-fired power stations is broken beyond repair. The good news is there has
