How to get business funding in South Africa: 3 Simple Steps
Get approved for R100k to R3M within 24 hours
Apply Online for Your Business Loan
Have your company registration number AND up to 12 month’s business bank statements ready. Click on Apply Now and complete the application form.
Fast Business Loan Assessment & Approval
Once all your supporting documentation is received, a business funding analyst is assigned to your application and we get started.
Receive Funding Within 24 Hours
We work closely with you to get your application approved and once you sign your loan agreement your funding can be in your account within 24hrs.
Why South African SMEs Choose Genfin for Business Funding
- Funding from R100,000 to R3,000,000
- Funding term up to 12 months
- Decision in as little as 24 hours
- No hidden fees or tedious admin
Business Loan Eligibility Requirements in South Africa
Turnover
To apply for business funding, your business needs to have a turnover greater than R1 million (R100 000 per month) over the past 12 months.
Business History
We need up to 12 months business bank statements. This helps our algorithm and proprietary tools to give you a better response on your application.
Ownership
Business ownership of, or the management structure running the business has been in place for more than 6-months. You must also be a registered entity and have been fully operational for at least 12 months. We unfortunately do not fund sole proprietaries, trusts, or partnerships.
Additional documents may be required depending on the value of the business funding applied for.
Required Documents for Business Loan Application
Essential Documents (All Applications)
To kick-off our quick analysis and provide you with a preliminary offer, we need up to 12 months business bank statements. No financial projections or business plans will be required.
Additional Documents (Larger Funding Amounts)
- Latest management accounts
- Latest annual financial statements
- SARS Statement of Account (VAT & PAYE as applicable)
Why Choose Genfin for Business Funding in South Africa
Trusted by 3000+ South African SMEs with a 4.9★ Google Rating
Over half of our clients return for additional funding, reflecting long-term relationships built on results.
Backed by RMB and Leading Financial Partners
Access to established institutional capital enables us to structure competitive, reliable funding solutions.
24-Hour Business Loan Decisions with Secure Processing
Our streamlined digital process removes unnecessary delays to keep your application moving efficiently.
Dedicated Business Funding Analyst for Every Client
One consistent point of contact guides you through the process and keeps communication clear at every step.
