How we work

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No financial projections required

Get business funding in just 3 simple steps.

How we work

Blue plus or addition sign
Grey background with a green circle

No financial projections required

Get business funding in just 3 simple steps.

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Apply for funding

From the initial application process and throughout your journey with GENFIN, our experienced and highly trained team commits to guide you through the process and explain the minimal documentation you need to start your online application. 

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Receive an offer in 24 hours

Your dedicated Business Funding Analyst will assess your application swiftly, and make you a funding offer that works for your business. This analyst will be available to assist you throughout the term of your loan, and beyond.

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Ignite, scale and grow

On agreeing and signing your documentation electronically, your funds will be immediately disbursed. We charge interest only on your outstanding loan balance over the term of the loan funding. There are no application fees, early-repayment penalties or hidden costs.

No financial projections or business plans required

To kick-off our quick analysis we need your most recent 12 month business bank statements, in order to provide you with a preliminary offer.

Depending on the loan value, we may also require:

  • Latest management accounts
  • Latest annual financial statements
  • SARS Statement of Account (VAT & PAYE as applicable)

Why Choose GENFIN?

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Highly Rated

We achieve a 4.9 out of 5 star rating on Google Reviews from our clients, with over 50% of our clients coming back to us to refinance or to access additional funding for their business growth.

We Understand

We understand business and what it means to be an entrepreneur, as we’re entrepreneurs ourselves. We know how to be a catalyst for your business. 


We are proudly supported by established strategic funding partners including RMBSanlam Investments, Ashburton Investments and STANLIB.


We offer fast and secure online application so we can accelerate the credit decision through our proprietary process and provide you with an answer within 24-Hrs. You need the certainty of a decision so you can plan your business’s future.

Dedicated Service

This is what sets us apart, our people. You will have a dedicated Business Funding Analyst that is available to answer your questions and assist you throughout the process.

Talk to a dedicated Business
Funding Analyst

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