A suretyship is a written promise to pay a company’s debt yourself if the company does not. South African lenders often ask directors to sign one when their company borrows. Most deeds make you liable as surety and co-principal debtor, which means the lender can claim the full outstanding amount from you directly, without first pursuing the business.
SEFA funding, IDC funding requirements and private business loans in South Africa compared on amounts, security, documents and turnaround. Find the route that fits your deadline.
Flat rate or daily balance? Learn how business loan interest is calculated in South Africa, what fees to expect and how to compare two funding offers properly.
Most South African business owners start at their bank. It is the obvious first stop, and for some businesses it is the right one. But a bank decline, or a six week wait for an answer that arrives after the opportunity has passed, sends thousands of SMEs looking for another route every year. Neither route is universally better. They are built for different situations. This is how to work out which one fits yours. What is the typical business loan range in South Africa? An alternative lender is any regulated
Thinking about refinancing your business loan in South Africa? Learn when it makes sense, how the process works, and what to check before you switch lenders.
Thinking about early business loan settlement in SA? See the benefits, the penalty rules under the National Credit Act, and how Genfin lets you settle early with zero fees.
Want to get approved for a business loan in South Africa? See what lenders check, how to boost your approval odds, and apply with Genfin for a decision in 24 hours.
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Deciding between a corporate loan and a personal loan depends on several aspects. Understanding the distinctions might help you make an informed selection.
E-commerce business loans explained: term loans, credit lines, merchant cash advances and equipment finance, plus how SA online stores use funding to grow.
A suretyship is a written promise to pay a company’s debt yourself if the company does not. South African lenders often ask directors to sign
SEFA funding, IDC funding requirements and private business loans in South Africa compared on amounts, security, documents and turnaround. Find the route that fits your
Flat rate or daily balance? Learn how business loan interest is calculated in South Africa, what fees to expect and how to compare two funding
Most South African business owners start at their bank. It is the obvious first stop, and for some businesses it is the right one. But
Thinking about refinancing your business loan in South Africa? Learn when it makes sense, how the process works, and what to check before you switch
Thinking about early business loan settlement in SA? See the benefits, the penalty rules under the National Credit Act, and how Genfin lets you settle
Want to get approved for a business loan in South Africa? See what lenders check, how to boost your approval odds, and apply with Genfin
Discover how strong working capital keeps your medium business running smoothly. Learn key strategies and explore GENFIN’s flexible funding solutions tailored for South African businesses.
Deciding between a corporate loan and a personal loan depends on several aspects. Understanding the distinctions might help you make an informed selection.
E-commerce business loans explained: term loans, credit lines, merchant cash advances and equipment finance, plus how SA online stores use funding to grow.
