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Business Funding Analyst: Graduate

Role/Vacancy

Business Funding Analyst: Graduate

Location

Cape Town (Head Office)

Employment type

Part-Time

Work Policy

Hybrid

Who is GENFIN?

GENFIN is a proudly South African business that enables and supports businesses with flexible funding solutions, allowing them to unlock growth for sustainable success. We understand the needs of businesses and that access to affordable finance is critical for the growth, sustainability, and operation of any business.

We are backed by the GENFIN Holdings Group, an investment company specializing in SME and consumer lending in South Africa and the United Kingdom. Other strategic funding partners include RMB, Sanlam Investments, Ashburton Investments and STANLIB. Click here to read more about us

Position Overview

For a duration of 6 months, the Graduate will be shadowing various staff members, participating in learning experiences and attending meetings to gain practical experience to learn about various aspects of the company. Role and responsibilities of the Internship will be decided per employee and may be adjusted in accordance with business requirements on short notice.

Loan Organisation

  • Review and evaluates loan applications and documentation for completeness.
  • Preparing, reviewing, and analysing the creditworthiness of all business loan originations by completing a credit scorecard.
  • Review of the financial status of the client by interpreting financial statements and SARS documentation.
  • Request additional information and follow up outstanding applications.
  • Engaging with clients (telephonically and written) throughout the loan origination journey.
  • Creating loan quotes and proposals in conjunction with the credit and legal team.
  • Determine loan pricing, repayment mechanisms and terms (in consultation with credit team).
  • Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices.

Compliance

  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

 

  • Well-spoken and fluent in English. (Other language will be an advantage).
  • Understanding of Accounting/Finance principals.
  • Excellent time management skills.
  • Deadline driven.
  • Accuracy and attention to detail.
  • Self-motivated.
  • Flexibility and commitment to learn.
  • Interest in South African business environment and economics.
  • Hard worker and great attitude.
  • High standards of honesty, confidentiality and integrity.
  • Previous work experience may be advantageous.

Interested in this position? Submit your details and resume